Yes. If you meet the age requirement for approval, you may purchase $25,000 of guaranteed acceptance life insurance coverage through United of Omaha.

They offer guaranteed policies for people ages 45 to 85 years old.

With guaranteed plans, there are no health exams required, and you won't have to answer any questions about the status if your health, or your health history.

Even if you have been denied coverage by other carriers, you can still get guaranteed issue coverage.

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Guaranteed acceptance is a phrase used related to life insurance which is a type of life insurance policy you may purchase with guaranteed approval.

Also known as guaranteed issue life insurance, guaranteed acceptance plans are offered as an option for people who are older or having difficulty getting insured for life insurance.

With guaranteed approval plans you cannot be turned down for coverage due to any health issues.

As long as you meet the age requirements and can pay the premiums, you ca...

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Is there guaranteed issue life insurance available for senior citizens?

Yes, in fact, one highly-rated insurance carrier offers life insurance with guaranteed approval for people ages 45 to 85.

Guaranteed issue plans offer guaranteed approval if you meet the age requirements for acceptance.

So, even if you have health problems, or you have been declined for coverage by other insurers, you can still get insured.

Here's how to buy guaranteed acceptance life insurance for senior citizens.

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Can residents of New York state get life insurance plans with guaranteed approval?

Yes. In fact, one highly-rated insurer offers New York residents up to $25,000 of guaranteed issue life insurance coverage for people ages 45 to 85.

There's no physical exam required, no health questions asked, and you can't be turned down due to any pre-existing health condition.

If you meet the age requirements, and you can pay the premiums, then you can get insured for guaranteed plans.

Here's how to get guarant...

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What is life insurance with guaranteed acceptance?

It's a type of life insurance plan that guarantees your approval for coverage - that means you cannot be denied coverage due to any health issues.

Basically, it means, if you meet the age requirements for acceptance, you cannot be turned down.

These plans may be available for people ages 45 to 85, depending on the insurance company offering the plan.

In addition, with guaranteed approval you will not have to take any health exam or answer any que...
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Is there a waiting period before the full benefit takes effect for guaranteed life insurance? 

Acceptance can be guaranteed because of a limited benefit period for death during the first two or three years you are insured.

In most states the full death benefit is paid from the very first day of coverage for accidental death provided by your guaranteed issue life insurance policy.

Remember, with guaranteed issue plans there are no exams required and no health questions asked.

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Do any insurance companies offer guaranteed acceptance for life insurance? If so, which insurers offer this coverage?

Ye,s there are several insurance carriers that provide guaranteed acceptance life insurance plans.

These carriers may includes Vantis Life, Metlife, Colonial Penn, Mutual of Omaha, and AARP/NewYork Life, among others.

However, keep in mind, guaranteed approval plans have graded death benefits the first 2 years you are insured. So, you won't have full coverage immediately, but aft...
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Is there life insurance that offers guaranteed approval for coverage?

Yes, there are guaranteed acceptance life insurance plans that will issue life insurance for anyone who meets their criteria for approval. Usually, with guaranteed issue life insurance you have to be a certain age, for instance, from age 45 to 75 or age 50 to 80, to get guaranteed approval.

With guaranteed issue life insurance your health doesn't matter, and even if you have been turned down for life insurance from other insu...
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Yes, AARP does offer life insurance through New York Life.

AARP offers Term Life Insurance and Whole Life Insurance.

The death benefit will either pay 100% from day one you are insured, or be a graded death benefit which does not provide full coverage until you have been insured for at least 2 years.

Some of their life insurance policies can go up in price periodically, so take that into account when comparing prices on their life insurance plans.

Many seniors purchase AARP li...

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